Ensure competence
Build your team’s ability to address the unique needs of military personnel and veterans.
Be compliant
Minimize your organization’s compliance risk by increasing your advisors’ knowledge.
Stay relevant
Keep your advisors up to date on the military financial planning landscape with relevant continuing education.
Demonstrate credibility
Your team can earn a certificate of program completion from the prestigious Wake Forest University.
Specialized training from the industry leaders
Specialized training from the industry leaders
From the most trusted name in financial planning education, the CMFA™ is a comprehensive course and designation designed for financial advisors serving active military personnel, veterans, and their families.
From the most trusted name in financial planning education, the CMFA™ is a comprehensive course and designation designed for financial advisors serving active military personnel, veterans, and their families.
High-Quality Content
Students learn the most important concepts and scenarios for advising the military community.
Expert Course Designers
Our program designers served in the US military and now serve active duty and veteran clients.
Flexible Study
The online, self-paced program gives learners the flexibility to customize their studies at their own pace.
Engaging Learning
Multi-modal learning includes on-demand videos, case studies, and more to boost engagement and retention.
Personalized Support
Students get the help they need every step of the way from our first-rate customer support team.
About the Program
About the Program
✔️ Organizations that have a VetNet (Veterans Network) program or are aspiring to create one.
✔️ Organizations with a customer base of military personnel or veterans that need tailored financial planning services.
✔️ Organizations looking to grow their businesses with specialized financial planning services for the military and veteran community.
✔️ Advisors who want to complement CFP® certification with the unique content covered in the CMFA™ program, which can be taken before or after earning CFP® certification.
✔️ Any advisor — veteran or not — who wants to differentiate themselves in the market with a military-focused financial planning designation. Unlike other military-focused financial planning education, there is no requirement to be a veteran to pursue the CMFA™.
✔️ Self-study materials delivered online
✔️ 12 months of access
✔️ 14 learning modules totaling approximately 22 study hours
✔️ Resources for working with clients including client meeting checklists to help prepare and use in real time
✔️ Certificate of program completion from Wake Forest University
✔️ Qualifies for 22 hours of CFP Board-approved CE for CFP® certification
Note: Recertification required every two years.
Active Duty Benefits and Programs
Guards and Reserves Benefits and Programs
Veterans Benefits and Programs
Retired Service Members Benefits and Programs
Education Benefits
Life Insurance
Survivor’s Benefits
Transitioning from Military Service
Retirement Benefits
Disability Benefits
Tax Planning Considerations
Divorce Considerations
Estate Planning Considerations
Service Members with Special Needs Dependents
The Certified Military Financial Advisor® certification, which is also referred to as a CMFA™ certification, is offered by Dalton Education. To obtain the CMFA™ certification, candidates must pass a comprehensive examination, agree to abide by a code of ethics, and meet the biannual recertification requirements. Dalton Education owns the certification marks CMFA™ and Certified Military Financial Advisor® in the United States.
Code of Ethics
Individuals who have earned the Certified Military Financial Advisor® certification are required to adhere to the following Code of Ethics:
A CMFA™ professional must show integrity. CMFA™ professionals agree to provide services with integrity, fairness, and dignity. They must maintain their client’s trust and confidence at all times.
A CMFA™ professional must offer objective advice. The advice and/or services CMFA™ professionals provide should be objective, impartial, and accurate. Further, it must be the result of a holistic and thorough analysis, including but not limited to the client’s goals and current situation.
A CMFA™ professional must be competent. CMFA™ professionals must successfully complete the education and examination requirements to receive the certification. Further, they must maintain an appropriate level of knowledge in order to provide their clients with the proper level of advice.
A CMFA™ professional must respect your privacy. CMFA™ professionals agree to keep client information confidential and will disclose such information only when authorized by their clients or if compelled by law.
CMFA™ professionals should display or otherwise make known to individuals receiving advice or services from them this Code of Ethics.
CeriFi reserves the right to periodically update the Code of Ethics, and it is the individual’s responsibility to make sure they are following the most recent version.
Complaint Procedures
Individuals who have been authorized to use the CMFA™ designation are subject to CeriFi’s disciplinary process. Complaints against a designee may be filed by anyone with a formal business relationship such as a peer, supervisor, or client. Any complaints filed will go through an internal review process. CeriFi maintains a list of CMFA™ professionals in good standing.
Please use the following form to submit your complaint.
https://dalton-education.com/dalton-supportCeriFi reserves the right to periodically update the complaint procedures, and it is the individual’s responsibility to make sure they are following the most recent version.
Use of the CMFA™ and Certified Military Financial Advisor® Marks
CeriFi is the owner of the Certified Military Financial Advisor® mark and CMFA™ mark.
As a successful recipient of the CMFA™ designation, you will want to protect these marks and their use to maintain their integrity in the field of financial planning.
Use of these marks is limited to those who have been specifically authorized to do so by CeriFi. Only those individuals who have completed the CMFA™ course, passed the exam, maintain their continuing education requirements, and adhere to the Code of Ethics are allowed to use the marks.
CMFA™ professionals are not permitted to use the marks in a manner that disparages CeriFi, its products and services, or its affiliated companies.
CMFA™ Mark:
The mark must be in all capital letters with no periods.
Always use the TM symbol.
The mark must be used as an adjective. Follow the mark with a noun such as “professional” or “certification”, or use the mark immediately following the name of the person who is certified.
The mark may not be incorporated into any business or product names, email addresses, or URLs.
The CMFA™ mark must not be used as a parenthetical abbreviation for the Certified Military Financial Advisor® mark. Incorrect use: “Camille Davis is a Certified Military Financial Advisor® (CMFA™) professional.”
Certified Military Financial Advisor® Mark:
The mark must be spelled out correctly, in its entirety, and the first letter of each word must be capitalized.
Always use the ® symbol.
The mark must be used as an adjective. Follow the mark with a noun such as “professional” or “certification”, or use the mark immediately following the name of the person who is certified.
The mark may not be incorporated into any business or product names, email addresses, or URLs.
The Certified Military Financial Advisor® mark must not be used as a parenthetical expansion for the CMFA™ mark. Incorrect use: “Camille Davis is a CMFA™ (Certified Military Financial Advisor®) professional.”
CeriFi reserves the right to periodically update the trademark guidelines and it is the individual’s responsibility to make sure they are following the most recent version. If you have any questions about trademark or logo usage, please reach out to us at trademarks@cerifi.com.
Talk to a Dalton sales expert
Talk to a Dalton sales expert
Our dedicated sales professionals will take the time to understand your unique needs and set your business up for success.
Let’s create better learning together.
Let’s create better learning together.
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