CFP® professionals create a comprehensive plan that encompasses the full-spectrum of personal financial risks, investment planning, tax issues, goals and much more. CFP® professionals are passionate about financial planning and truly enjoy helping clients achieve their goals.

    But, before becoming a CERTIFIED FINANCIAL PLANNER™, it’s important to know exactly what a CFP® professional does and the requirements you’ll need to advance in your career as a CERTIFIED FINANCIAL PLANNER™.

    What are the Requirements to be a CFP® professional?

    In order to become a CERTIFIED FINANCIAL PLANNER™, there are a few requirements applicants will need. Here are the requirements for how to become a CFP® professional in four steps:


    The experience requirement mandates individuals to have earned a certain number of hours of experience related to the financial planning process and working with clients directly. There are two ways fulfill the experience requirement:

    • Three years (6,000 hours) of full-time professional experience

    • Two years (4,000 hours) in an apprenticeship

    The experience can be earned 10 years before the CFP® exam or five years after passing the exam.